SMSF Returns & Audits

Your SMSF Compliance, Handled. Your Retirement, Protected.

Self-managed super shouldn't mean self-managed stress. We handle your annual returns, coordinate your independent audit, and keep your fund fully compliant — so you can focus on growing your retirement, not chasing paperwork.

SMSF Compliance Dashboard
Compliant
$1,284,930
Total fund balance · FY 2024–25
Annual Return Lodged
On Time
Contribution Caps
Within Limits
In-House Asset Test
Passed
Independent Audit Progress 92%
Clean Audit No breaches found
12 hrs saved per trustee, per year
Trusted by thousands of clients
★★★★★ 5 Stars 107 Google Reviews
Sound Familiar?

Running an SMSF Shouldn't Feel Like a Second Job

You took control of your super to build a better retirement — not to drown in compliance, audit deadlines, and ATO regulations. These are the warning signs your SMSF needs proactive support.

01

Audit Deadline Anxiety

Every year you scramble to gather statements, contributions, and asset valuations — then wait nervously to see if your independent auditor finds an issue. The stress shouldn't be part of the process.

02

ATO Compliance Confusion

Contribution caps, sole purpose test, in-house asset rules, related-party transactions. The rules change, the penalties are severe, and you're not always sure if you're on the right side of them.

03

Reactive Accountant, Not Proactive Partner

Your current accountant lodges your annual return and disappears for 12 months. There's no strategy, no warnings about contribution caps, and no advice on how to actually grow the fund.

04

Messy Records, Missing Documents

Investment statements, property records, dividend reinvestments, trust deeds — it's scattered across emails, drawers, and platforms. Reconstructing a year's worth of activity is a nightmare every June.

What You Actually Get

Full SMSF Compliance — Without the Stress, the Surprises, or the Scramble

We don't just lodge your return once a year. We manage your fund's compliance year-round — so audit time is a formality, not a fire drill.

📝

Annual Returns & Financial Statements

We prepare your fund's financial statements, member statements, and annual return — lodged accurately and on time, every time. No last-minute panics.

🔗

Independent Audit Coordination

We work directly with an approved independent SMSF auditor on your behalf. We prepare the file, manage the queries, and make the audit a smooth, no-surprises process.

🔍

Year-Round Compliance Monitoring

Contribution caps, pension obligations, in-house asset limits, related-party rules — we monitor your fund continuously so you stay on the right side of the ATO all year, not just at lodgement.

📈

Strategic SMSF Advice

Beyond compliance, we help you understand contribution strategy, pension phase planning, and the tax implications of your fund's decisions — so your retirement actually grows.

What Our Clients Say

Real Trustees. Real Peace of Mind.

★★★★★

"We have been working with Ray and the fantastic team at BPAG for several years. It has truly been the best decision for our company. Their invaluable support has saved us a great deal of money and time."

S
Susan McKendry
Google Review
★★★★★

"It's been wonderful working with the BPAG team! They are true experts and have provided incredibly valuable business advisory and tax services, helping my business grow."

M
Mitchell King
Google Review
★★★★★

"What an incredible team. I started using BPAG 3 years ago and they have been advising my business and myself in an extraordinary way. They are caring and listen to your needs."

C
Christian Luis B.
Google Review
Getting Started

From Audit Anxiety to Total Compliance Confidence in 4 Steps

Switching SMSF accountants doesn't need to be complicated. We handle the heavy lifting — most transitions are done in 2–3 weeks, with no double-up of work and no risk of records being lost.

Step 1

We Review Your Fund

Free strategy call. We review your trust deed, current structure, member balances, and any outstanding compliance issues to understand exactly where your fund stands.

Step 2

We Take Over Cleanly

We handle the transition from your existing accountant — collecting prior-year records, statements, and audit history — so nothing falls through the cracks.

Step 3

We Set Up the Systems

We connect to your investment platforms, set up automated data feeds, and establish proactive compliance monitoring — so your fund's records stay current all year.

Step 4

We Manage It Year-Round

Annual returns, audit coordination, contribution monitoring, pension management — all handled. You always know where your fund stands and what's coming next.

The Difference

Once-a-Year Lodgement vs. Year-Round Stewardship

Your retirement deserves more than an annual visit and a stack of paperwork. Here's what proactive SMSF management actually looks like.

✗  The Way You're Doing It Now
✓  The BPAG Way
Lodges your return once a year and disappears
Manages your fund's compliance and strategy year-round
You scramble to gather records before the deadline
Records are kept current via automated platform feeds
No warning when you're approaching contribution caps
Proactive alerts before you breach a cap or trigger an issue
The audit is a stressful, last-minute scramble
The audit is a smooth formality — the file is always ready
No advice on contribution strategy, pension phase, or tax planning
Strategic guidance on how to actually grow and protect your retirement
Ready to Take Control?

Ready to Take Financial Stress Off Your Plate?

Let's have a conversation about where your business is heading and how we can help you get there.

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Common Questions

Frequently Asked Questions

No — and that's by design. ATO regulations require SMSF audits to be conducted by an approved, independent auditor (separate from the accountant who prepares the return). We coordinate directly with a trusted, ASIC-registered SMSF auditor on your behalf. We prepare the audit file, manage all queries, and ensure the process runs smoothly — but the audit itself is genuinely independent, exactly as the law requires.
Yes. We work with funds holding direct property, business real property, unlisted shares, LRBA arrangements, and combinations of all of the above. Complex assets need careful compliance handling — valuations, related-party considerations, in-house asset rules — and that's exactly the kind of work we specialise in.
Far less than most trustees expect. We handle the entire transition — collecting prior-year financials, audit reports, member statements, and trust deeds from your existing accountant. There's no double-up of work and no risk of records being lost. Most transitions are completed within 2–3 weeks.
We address it head-on. During onboarding, we identify any historical issues — contribution cap breaches, missing documentation, in-house asset concerns — and develop a clear remediation plan. The ATO views proactive correction far more favourably than discovered breaches, so getting ahead of it always pays off.
We do not provide financial product advice on specific investments — that's the role of a licensed financial adviser. What we do provide is strategic accounting and tax advice on contribution strategy, pension phase planning, and the compliance implications of your fund's decisions. Where appropriate, we work alongside your financial adviser to make sure the strategy and the compliance line up.