Insights for Australian business owners
Practical articles on tax, cash flow, advisory and growth, written by the BPAG team.
Latest articles
- Bookkeeping for construction businesses: the 2026–27 guide for builders and contractors
Construction bookkeeping for builders and contractors: job costing, progress claims, retentions, WIP, TPAR and Payday Super, plus a weekly checklist.
- Proactive accountant: 7 signs your business needs one
A proactive accountant works in your books weekly and plans your tax position ahead — not after the year closes. Seven signs your business needs one now.
- EOFY tax tips small business owners can actually use
EOFY tax tips small business owners can actually use, in any year. A calm, evergreen playbook from BPAG. Swap last-minute panic for proactive tax planning.
- What is a fractional CFO? (And do you actually need one?)
What a fractional CFO actually does, what one costs in Australia, and three honest questions to tell you if your business is ready for the role — or not yet.
Most-read guides
- 30 June 2027 tax changes: what's law, what's proposed and what to do
The 30 June 2027 tax changes, updated 23 Oct 2026: what is law, what is still a Bill before the Senate, key dates, who is affected and what to do now.
- Asset protection strategies in Australia: what works, what doesn't, and why timing matters
Asset protection strategies in Australia that hold up in court: 8 tools, the structure we use, worked examples, what fails, and why 30 June 2027 matters.
- Family trust explained: how a family trust works in Australia
How does a family trust work in Australia? Who controls it, 2026–27 tax with a worked example, trustee duties, setup, costs and the proposed 2028 trust tax.
- Small business tax deductions and write-offs: what you can claim in 2026–27, and how to prove it
Small business tax deductions and write-offs for 2026–27: 19 expense types with the rule and record for each, the $20,000 write-off and 10 missed claims.
- Division 7A: the 2026–27 benchmark interest rate, complying loans, and taking money out of your company without a tax surprise
Division 7A benchmark interest rate: 8.77% for 2026–27 (year to 30 June 2027), 8.37% for 2025–26. Complying loans, minimum repayments, UPEs, fixes.
- Payday Super: the new rules for paying employee super from 1 July 2026
Payday Super started 1 July 2026: super must reach the fund within 7 business days of payday. Deadlines, the new SG charge, worked dates and employer steps.
- Self managed super fund guide: how SMSFs work, who they suit and the rules
Self managed super fund guide for 2026–27: what an SMSF is, who it suits, the rules that matter, and 20 plain-English guides from setup to wind-up.
- How to choose an accountant for your small business
How to choose an accountant for small business: what to check, 15 questions to ask, red flags, when a cheaper option is fine, and how AI-native firms differ.