AI-native accountants for Australian business owners
We keep your books, BAS, payroll and tax returns right, then help you keep more of what you earn: tax planning, structures that protect what you've built, SMSFs and succession. Our AI agents do the heavy lifting in minutes, and a qualified accountant signs off every piece of work.
- BAS lodgedOn time
- Tax return lodgedOn time
- Payroll processedOn time
- ASIC annual reviewOn time
- SuperDue in 8 days
We are in a really good place with net profit this year. Want to review the tax plan?
BPAGWhat do you need help with?
Most people come to us for one of four reasons. Start with the one that fits; we'll look at the rest when it matters.
Getting the compliance off your plate
Bookkeeping in Xero, BAS and GST, payroll and Payday Super, company, trust and individual tax returns, ASIC and FBT. Fixed weekly price, one client manager.
Paying the right amount of tax
Year-round tax planning, a pre-30 June review, capital gains tax advice, and help when you buy or sell a business. Planned ahead, not explained afterwards.
Protecting what you've built
Company and trust structures, asset protection, family trusts, restructures, and succession and estate planning, coordinated with your solicitor.
Running a self-managed super fund
SMSF accounts and returns, the independent audit coordinated for you, and compliance watched all year, including property, 13.22C trusts and Division 296.
Behind with the ATO? We'll help you catch up, without judgement. Looking for something else? See every service.
The biggest changes to capital gains tax in a generation start on 1 July 2027
The 50% CGT discount ends for future growth on most assets held by individuals and trusts, a 30% minimum tax on capital gains begins, pre-CGT assets lose their status, and negative gearing on established homes bought after 12 May 2026 is quarantined. A separate Bill proposes a minimum tax on discretionary trusts from 2028. It is not law yet.
Most people don't need to sell anything. Some should restructure before 30 June 2027, and almost everyone with investments needs good valuations. We'll tell you which group you are in.
An AI-native accounting firm. People still sign everything off.
BPAG works exclusively on Nagaris, the practice platform built for Australian accounting firms. More than 80 specialist AI agents draft and check the work, from BAS reviews and Division 7A to trust resolutions and CGT calculations. A qualified accountant reviews it and signs it off. Client data is stored in Australia.
The agent drafts
From what is already on your file: Xero data, last year’s return, your trust deed.
It checks itself against the rules
Every BAS label traced to the transactions behind it; every figure tested against current rates.
An accountant reviews and signs off
Nothing reaches you or the ATO without a person approving it.
You notice it as speed and calm: questions by text instead of long email chains, documents signed on your phone, one engagement for the whole family group, and senior people with time to think about your business.
- 1A GST on sales traced to 212 invoices
- 1B GST credits traced to 388 bills
- 2 items flagged for review
- Flags resolved
- BAS approved for lodgement
Accounting that understands your industry
Every industry has its own tax rules, awards and cash-flow patterns. These are the ones we know well.
Trades & construction
Job costing, subcontractors, TPAR and cash flow between progress claims.
Cafés, restaurants & hospitality
Wages percentage, award compliance, POS data and seasonal cash.
Medical practices
Service fee arrangements, payroll tax, practice premises and asset protection.
Engineering & architecture
Project WIP, utilisation, fee overruns and professional firm profits.
Ecommerce & retail
Platform reconciliations, stock, GST on imports and margin by channel.
Manufacturing
True product costing, inventory, R&D and equipment.
- Trades & construction
- Medical practices
- Dentists & allied health
- Hospitality
- Ecommerce & retail
- Property investors
- Professional services
- Legal practices
- IT & software
- Engineering & architecture
- Manufacturing
- Importing & wholesale
- Farmers
- Transport & logistics
- NDIS providers
- Franchisees
- Real estate agencies
- Non-profits
What clients say
Rated 5.0 from 107 Google reviews.
★★★★★We have been working with Ray and the fantastic team at BPAG Accountants for several years, and it has truly been the best decision for our company. They are not only extremely knowledgeable but also incredibly genuine and approachable.
★★★★★We have been with BPAG for almost a year now and have felt significant improvement with the business, our own knowledge and motivation. I have had many accountants (both personally and through the business) and BPAG are by far the best.
★★★★★I started using BPAG 3 years ago and they have been advising my business and myself in an extraordinary way. The team is also caring and they listen to what your needs are.
Simple, fixed pricing
Pick a plan, know the price, and stop worrying about the next invoice. All prices are per week, plus GST.
Compliance Essentials
- Dedicated client manager
- Bookkeeping (up to 100 transactions a month)
- BAS lodgements
- Company tax return
- Annual financial statements
Business Insights
- Everything in Compliance Essentials
- Weekly payroll (up to 10 staff)
- Monthly management reports
- KPI and performance analysis
Fractional CFO
- Everything in Business Insights
- Monthly CFO strategy meeting
- Strategic cash flow forecasting
- Proactive annual tax planning
- Annual industry benchmarking
Guides worth reading
Plain-English guides written by our accountants, kept current. Browse every guide.
30 June 2027 tax changes: what's law, what's proposed and what to do
The 30 June 2027 tax changes explained: what is already law, what is still a Bill, the timeline, who is affected and the three…
Asset protection strategies in Australia: what works, what doesn't, and why timing matters
Asset protection strategies for Australians: the five threats, the tools that work, the structures we use, worked examples and…
Family trust explained: how it works, what it costs and who it suits
Family trust explained in plain English: who controls it, how distributions are taxed, section 100A, family trust elections, the…
Self managed super fund guide: how SMSFs work, who they suit and the rules
Self managed super fund guide for 2026–27: what an SMSF is, who it suits, the rules that matter, and 20 plain-English guides from…
Division 7A: taking money out of your company without a tax surprise
Division 7A explained: when company money becomes a dividend, complying loans, the 8.77% benchmark rate for 2026–27, UPEs after…
Special disability trusts: how they work and how to set one up properly
Special disability trust explained: who runs it, the model deed, pros and cons, how it sits beside the NDIS and DSP, and the…
Four offices, one team
BPAG was formed when five like-minded firms with complementary skills joined forces. Same people, same phone numbers, with specialists and systems behind them. Call any office on 1300 272 422.
Sydney
Sydney CBD · formerly Proactive Business Services
Suite 4, Level 1, 131 Clarence Street
Sydney NSW 2000
Melbourne
Bundoora · formerly CP Partners and BPAG Epping
Level 1, 19 Janefield Drive
Bundoora VIC 3083
Canberra region
Bungendore · formerly Palacc
Shop 2, 28 Malbon Street
Bungendore NSW 2621
Adelaide
Black Forest · formerly PBS Accountants & Advisers
685 South Road
Black Forest SA 5035
Questions people ask before they call
What does BPAG Accountants do?
We look after the accounting, tax, BAS, payroll, SMSF and company compliance for Australian business owners and their families, and we advise on tax planning, cash flow, business structures, asset protection and succession. Most clients come to us for compliance first and stay for the advice.
What does "AI-native" mean for me as a client?
All our work runs on Nagaris, a practice platform with more than 80 specialist AI agents for Australian accounting work. The agents draft and check; a qualified accountant reviews and signs off. For you that means faster answers, questions you can answer on your phone, and senior people spending their time on advice rather than admin.
Do I have to be near one of your offices?
No. We have offices in Sydney, Bundoora in Melbourne, Bungendore near Canberra and Black Forest in Adelaide, but most work happens over email, phone and video, and we work with clients right across Australia.
How much do you charge?
Most business clients are on a fixed weekly plan: Compliance Essentials from $149 a week, Business Insights from $249 a week and Fractional CFO from $499 a week, all plus GST. Advisory projects are quoted as a fixed fee before we start. See our pricing page for what each plan includes.
Can you help if I am behind on my tax?
Yes, and without judgement. We catch up overdue returns and BAS, deal with the ATO for you, and set up payment plans or remission requests where they fit. The sooner you start, the more options you usually have.
How do I switch accountants to BPAG?
Book a free strategy call. If we are a good fit, you sign one engagement for your whole family group, we contact your previous accountant for your records, and we take over your ATO and ASIC agent links. You do not have to manage the handover yourself.
Book a free strategy call
Tell us a little about you and book a free strategy call. We'll look at where you are, what's worth doing, and what it would cost.
- Rated 5.0 from 107 Google reviews
- Registered tax agent; CA and CPA qualified accountants
- Fixed pricing, agreed before any work starts
- AI-native: faster answers, every piece of work signed off by an accountant
National · 1300 272 422
Sydney · (02) 9948 5521
Melbourne · (03) 9408 6555
Canberra region · (02) 6164 2008
Adelaide · (08) 8351 0510