Overdue Tax & ATO Debt Recovery

Behind on Your Tax? Let's Get You Out of It โ€” Quietly and Without Judgement.

Unlodged returns. Overdue BAS. Letters from the ATO you've stopped opening. Wherever you are, we've seen worse โ€” and we know exactly how to get you back on track before the penalties get any bigger.

100% confidential. No judgement. No lectures. Just a clear plan to fix it.
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$18k+
Avg. penalties remitted
Lodgement Recovery Plan
In Progress
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FY 2020 โ€” Income Tax
Lodged ยท Penalties remitted
Cleared
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FY 2021 โ€” Income Tax & BAS
Lodged ยท Records reconstructed
Cleared
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FY 2022 โ€” Income Tax
In review ยท Awaiting bank data
In progress
!
FY 2023 โ€” BAS Q3 & Q4
Queued ยท Penalty remission filed
Queued
Recovery progress 75%
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ATO call handled
We spoke to them, not you
Trusted by thousands of clients
★★★★★ 5 Stars 107 Google Reviews
You're Not Alone

You're Not the First. You Won't Be the Last. And You're Definitely Not Alone.

Thousands of Australian business owners are behind on their tax right now. Most are too embarrassed to ask for help โ€” which only makes it worse. We don't lecture, we don't shame, and we don't care how long it's been. We just get it sorted.

Sound Familiar?

If You're Losing Sleep Over Any of This, We Need to Talk

Overdue tax has a way of snowballing โ€” penalties on top of interest, on top of letters, on top of stress. Here's what we hear from new clients every single week.

1

Years of Unlodged Returns

You've got two, three, maybe five years of Income Tax Returns and BAS statements stacked up โ€” and you genuinely don't know where to start. The longer you wait, the more impossible it feels.

2

ATO Letters You've Stopped Opening

The envelopes are piling up. Final warnings. Demands. Threats of garnishee notices. You know you should open them, but every time you do, the anxiety hits harder.

3

Missing Records & Mess

You don't have all the receipts. The bank statements are scattered. Your bookkeeping was patchy at best. You assume no accountant will touch you โ€” so you do nothing.

4

Penalties Snowballing Daily

Failure to Lodge (FTL) penalties. General Interest Charges (GIC) compounding. The debt grows every single day you don't act โ€” and you have no idea how big it actually is.

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Director Penalty Notices Are Being Issued Right Now

The ATO is aggressively chasing billions in small business tax debt in 2024โ€“25. If you're a company director, unpaid PAYG, GST, and Super can become your personal debt through a Director Penalty Notice (DPN) โ€” meaning the ATO can come after your house, your savings, and your personal assets. Once a DPN is issued, you have just 21 days to act. If you've received one โ€” or you think one might be coming โ€” call us today, not tomorrow.

What You Actually Get

A Clear, Step-by-Step Path Out โ€” Starting Today

We don't just lodge the paperwork. We rebuild your books, negotiate with the ATO, and put systems in place so this never happens again.

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Catch-Up Lodgements โ€” Done Properly

We lodge every overdue Income Tax Return and BAS, going back as many years as needed. We rebuild missing records from bank data, chase down receipts, and reconstruct your numbers โ€” even if your books are a mess.

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Penalty & Interest Reduction

Where grounds exist, we apply for remission of Failure to Lodge penalties and General Interest Charges. Most clients are shocked at how much we can get reversed when the right case is made.

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ATO Payment Plan Negotiation

We deal with the ATO directly โ€” so you don't have to. We negotiate realistic, affordable payment plans that keep them off your back and protect your cash flow. No more dodging phone calls.

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Get You Compliant โ€” and Keep You There

Once you're back on track, we move you onto our proactive system: daily Xero updates, on-time BAS, year-round tax planning. The backlog never builds up again. Ever.

Free Assessment

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What Our Clients Say

What Our Clients Say

★★★★★

"We have been working with Ray and the fantastic team at BPAG for several years. It has truly been the best decision for our company. Their invaluable support has saved us a great deal of money and time."

S
Susan McKendry
Google Review
★★★★★

"It's been wonderful working with the BPAG team! They are true experts and have provided incredibly valuable business advisory and tax services, helping my business grow."

M
Mitchell King
Google Review
★★★★★

"What an incredible team. I started using BPAG 3 years ago and they have been advising my business and myself in an extraordinary way. They are caring and listen to your needs."

C
Christian Luis B.
Google Review
Getting Started

From Sleepless Nights to ATO-Clear in 4 Steps

No judgement. No lectures. Just a calm, structured process to get you out of debt and back in control.

Step 1

Confidential Free Call

Tell us where you're at โ€” honestly. We'll listen, ask a few questions, and tell you exactly what we can do. Nothing leaves the room. No pressure to commit.

Step 2

Diagnose the Damage

We pull your ATO portal data to see exactly what's owed, what's overdue, and what penalties are stacked up. You'll finally know the real number โ€” and we'll have a plan to tackle it.

Step 3

Lodge, Negotiate, Remit

We catch up every overdue return and BAS, apply for penalty remission where possible, and negotiate a payment plan with the ATO on your behalf. You don't speak to them โ€” we do.

Step 4

Stay Clear Forever

Once you're current, we move you onto our proactive system. Daily Xero. On-time lodgements. Quarterly tax planning. You will never be behind again.

The Difference

Why You Got Behind โ€” and Why It Won't Happen With Us

Getting caught up is only half the job. Staying caught up is where most accountants drop the ball.

✗  The Way You're Doing It Now
✓  The BPAG Way
Lodges your returns once a year โ€” if you remember to send the paperwork
Manages your lodgements year-round so nothing is ever late
Charges you extra every time you fall behind
Builds the system that stops you falling behind in the first place
Won't touch messy or incomplete records
Rebuilds your books from bank data, no matter how bad it looks
Leaves you to negotiate with the ATO alone
Speaks to the ATO on your behalf โ€” every time
Disappears between lodgements
Updates Xero daily and watches your numbers weekly
Treats overdue tax as your problem
Treats it as our problem โ€” and solves it with you
Ready to Take Control?

Ready to Take Financial Stress Off Your Plate?

Let's have a conversation about where your business is heading and how we can help you get there.

★★★★★ Rated 5.0 from 107 Google reviews

No obligation. No hard sell. If we're not the right fit, we'll tell you.

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Common Questions

Frequently Asked Questions

Yes. We specialise in this. We've taken on clients with five-plus years of unlodged returns, missing records, ATO debt in the six figures, and Director Penalty Notices already issued. There is no situation we haven't seen before โ€” and there is no judgement when you call us. We just want to help you fix it.
In most cases, yes. We can reconstruct your financials using bank statement data, ATO records, supplier statements, and other available sources. We'll tell you upfront what's possible and what isn't โ€” and we'll always lodge based on the best, most defensible position available.
It depends on how many years are outstanding, how messy the records are, and what we need to negotiate with the ATO. We always quote a fixed fee upfront before we start โ€” so there are no nasty surprises. For most clients, the penalty and interest reductions we secure cover our fees several times over.
It's actually the opposite. The ATO almost always treats voluntary disclosure far more favourably than waiting to be chased. Coming forward โ€” especially with a registered tax agent guiding the process โ€” opens the door to penalty remission, structured payment plans, and far better outcomes than burying your head in the sand.
Call us today. A DPN gives you just 21 days to act before the ATO can make you personally liable for company tax debt. The right action in those 21 days โ€” lodging outstanding returns, entering a payment plan, or appointing an administrator โ€” can be the difference between protecting your personal assets and losing them. Don't wait.
You can, but the plans the ATO offers you directly are rarely the best ones available. We know what they will accept, how to structure the application, and how to position your case for the longest, most affordable terms. Most of our clients end up with payment plans they can actually afford โ€” without crippling their cash flow.